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405 S 4th Street

Effingham, IL 62401

405 S 4th Street, Effingham, IL 62401 — exterior front view
405 S 4th Street, Effingham, IL 62401 — exterior view
405 S 4th Street, Effingham, IL 62401 — exterior view

405 S 4th Street

Effingham, IL

$64,900

ActiveMLS #MRD12547524

405 S 4th Street

Effingham, IL 62401

$64,900

Reduced $60,000

List Price

4

Bedrooms

2

Bathrooms

2,268

Sq Ft

$29

/ Sq Ft

About This Property

Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100 precent. EM MUST BE CERTIFIED FUNDS. Info not guaranteed. Seller does not provide survey. Equal Housing Opp...

Property Details

Key Facts

Overview
Property TypeResidential
Bedrooms4
Bathrooms2
Square Feet2,268
Price / Sq Ft$29
Days on Market187
Building
Style2 Stories
Year Built1898
Lot Size0.32 Acres
CountyEffingham
RoomLevel
Bedroom 2Second
Bedroom 3Second
Bedroom 4Second
Dining Room
Family Room
KitchenMain
Laundry
Living RoomMain
Master BedroomSecond
HeatingNatural Gas
CoolingCentral Air
BasementUnfinished, Partial
Garage Spaces1
ExteriorFrame
Garage Spaces1
Parking Spaces1
WaterPublic
SewerPublic Sewer
Lot Size0.32 Acres
Lot Dimensions13939
MLS #MRD12547524
Days on Market187
List DateJanuary 12, 2026
StatusActive
Annual Taxes$3,845
Listing Courtesy OfFour Seasons Realty, Inc.

Price reduced

$64,900

$5,000

Jul 14, 2026

Price reduced

$69,900

$10,000

Jul 9, 2026

Price reduced

$79,900

$10,000

Jun 30, 2026

Price reduced

$89,900

$10,000

Jun 3, 2026

Price reduced

$99,900

$10,000

May 15, 2026

Price reduced

$109,900

$5,000

Apr 24, 2026

Price reduced

$114,900

$5,000

Mar 25, 2026

Price reduced

$119,900

$5,000

Mar 3, 2026

Listed for sale

MLS #MRD12547524

$124,900

Jan 14, 2026

Mortgage Estimate

$649

/month
Principal & Interest
$328
Property Taxes
$320
20% · $12,980
6.5%

Location

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Listing data is provided in part by Midwest Real Estate Data LLC (MRED). Information is deemed reliable but not guaranteed accurate and should be independently verified. Properties may be listed by brokerages other than Abode Real Estate. © 2026 Midwest Real Estate Data LLC. All rights reserved.

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